Personal loan

Get instant approval for emergency financing with a personal loan


No matter how prepared you are, you might not always have the money to cover all emergency expenses. This is why it is unwise to rely solely on your savings or emergency funds. Deficits in a crisis only make matters worse as they can disrupt other aspects of your finances, such as current investments. In such cases, it is better to opt for an emergency loan to access excess funds. An emergency personal loan will provide complete security to your finances in an emergency and ensure that your urgent cash need is met quickly. Plus, being an unsecured loan, you get quick access without risking your assets.

However, when choosing an offer, you need to choose one that you can rely on. Bajaj Finserv Emergency Loan is the option to use for a quick and hassle-free borrowing experience. Here, you get a high value, unsecured emergency loan and enjoy benefits like instant approval, minimal documentation and more. You can spend the penalty however you like and fund all kinds of emergency expenses. Bajaj Finserv offers a digital application process with approval in 5 minutes if you meet the eligibility criteria for the personal loan.

Read on to find out how this Instant Personal Emergency Loan from Bajaj Finserv can help you deal with unforeseen and urgent expenses instantly.

Get quick access to funds as a pre-approved customer when you need money urgently

Bajaj Finserv offers an instant emergency personal loan that you can access online with just a few clicks. As a pre-approved customer, you can take advantage of this financing option in just a few minutes. Since you meet the personal loan eligibility criteria and are pre-approved, you just need to follow a simple process. This is essential in an emergency as it saves time. In addition, the pre-approved emergency loan offer is personalized according to your needs and your profile, offering you an exclusive and competitive interest rate on a personal loan.

You can quickly check your pre-approved emergency loan offer by following the following four steps.

  1. Enter your name, contact number and city
  2. Enter the OTP you receive on your registered number
  3. Accept the pre-approved loan offer
  4. Authorize the disbursement of the loan amount

Take advantage of a complete contactless application process

Bajaj Finserv offers a fully digital application process, ensuring your security while ensuring quick access to funds. As a result, you don’t waste time going to the branch in an emergency. In addition, as a beneficiary of a pre-approved offer, you can avail the funds with just a few clicks and 3 minutes.

All you need to do is log into the Bajaj Finserv website and complete a simple application form that requires minimal personal, financial and business details. For example, for a personal loan for employees, you must fill in information such as your name, address, company name and annual compensation. You can get instant approval for the amount, whereby you can remedy any emergency expense at any time.

Have sufficient funds without any restrictions on its end use without risking your assets
Besides quick approval, Bajaj Finserv gives you unlimited access to high loan amount up to Rs 25 lakh. Bajaj Finserv Emergency Loan is an unsecured loan that does not require any collateral. This dramatically cuts your application time, ensuring immediate access to emergency funds.

Once the amount is paid into your account, you can use it to remedy any emergency expenses. This is especially handy in a medical emergency, as you can also cover the cost of immediate care and the cost of recovery. For other types of emergencies, you have the same freedom of use and you can manage any expense without any problem.

Pay off the loan at your convenience without worry

Bajaj Finserv offers you a flexible and extended repayment term of up to 60 months, as well as a competitive interest rate on a personal loan. You can go for low and affordable IMEs with a long duration or choose to keep the interest low by selecting a short duration. You can make this choice depending on your repayment capacity. However, calculate the EMI personal loan options before finalizing the loan terms.

To make sure payments don’t go over your budget, you can also choose to pay IMEs with interest only for the initial portion of the term. This is a provision of the Flexi loan facility, and with it, you can reduce the monthly payments by up to 45%. In addition, you can make multiple withdrawals of the penalty, depending on your needs, and only pay interest on the amount withdrawn.

Bajaj Finserv Emergency Loan is arguably the best tool you can rely on in a crisis. With the plethora of digital tools and layouts, including the personal loan app, you get a smooth and accelerated borrowing experience. Remember to check your pre-approved offer to get started right away and make sure you get the funds you need on time.